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TORONTO, July 16 /CNW/ - TD Canada Trust has announced that, effective immediately, and in line with a recent announcement from the Department of Finance regarding mortgage financing, it has made the following changes to its mortgage offering: - The maximum amortization period for mortgages will be 35 years - Five per cent is the minimum down payment required for new mortgages - TD will continue to process those mortgages with a longer amortization period or a lower down payment that have already been approved. TD Canada Trust has a wide range of mortgage products to suit every need. Home buyers can drop into a branch, call a mobile mortgage specialist at 1 866-767-5446 or visit www.tdcanadatrust.com, to find the one that's right for them. About TD Bank Financial Group The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group is the seventh largest bank in North America by branches and serves approximately 17 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking through TD Banknorth and Commerce; and Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks among the world's leading on-line financial services firms, with more than 5.5 million on-line customers. TD Bank Financial Group had CDN$503.6 billion in assets as of April 30, 2008. The Toronto-Dominion Bank trades on the Toronto and New York Stock Exchanges under the symbol "TD", as well as on the Tokyo Stock Exchange. For further information: Kelly Hechler, TD Bank Financial Group, (416) 982-2469, kelly.hechler@td.com

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