Looking to start investing, but don’t want to get into individual stocks? Investing in a mutual fund might be right for you.
A mutual fund is an investment portfolio that may contain bonds, stocks or other investable assets that are selected and managed by professional fund managers.
A mutual fund pools your money with that of other investors and provides access to investments that you may not normally have access to as an individual investor. When you invest in a mutual fund, you purchase units of the fund, where each unit represents a portion of the fund’s value.
Not only do mutual funds make global markets accessible to investors, they can hold many different investments and may also offer a balanced diversification that is usually only achieved within a larger portfolio.
Mutual funds are considered liquid investments meaning you can usually sell your units of the fund and redeem your money, should the need arise.
Like all investments, mutual funds feature an inherent level of risk. The value of most mutual funds will change as the value of the investments in the fund fluctuates. There are also fees that will affect the return on your investment.
For more information, or to learn if a mutual fund is a good choice for your specific goals, speak to a Mutual Funds Representative1.
1Mutual Funds Representatives with TD Investment Services Inc. distribute mutual funds at TD Canada Trust.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund facts and prospectus, which contain detailed investment information, before investing. Mutual funds are not guaranteed or insured, their values change frequently and past performance may not be repeated.
TD Mutual Funds and the TD Managed Assets Program portfolios are managed by TD Asset Management Inc., a wholly-owned subsidiary of The Toronto-Dominion Bank and are available through authorized dealers.
® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
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