Finances can be stressful. Whether you're developing a student budget, trying to understand the difference between fixed and variable rate mortgages, or planning for retirement, there's a lot to know about how to manage your money to best meet your needs.
To celebrate Financial Literacy Month, we gathered a few helpful resources to help you out.
Learning about money from an early age is important. Financial literacy can be taught from a young age (as early as 3 years old!) and can help set your kids up for future success. That's because when you talk to children about money when they’re little — and continue to have conversations as they grow — you help them become financially literate adults. TD has lots of resources for parents who want to proactively educate their kids on finances designed around age and life events, like birthdays and pursuing post-secondary education.
CanadaVisa is a resource designed for newcomers to Canada. Once newcomers are settled in Canada, understanding how to navigate the banking system is vital. CanadaVisa.com is the online presence of the Cohen Immigration Law Firm, which is a leading source of information about immigrating to Canada. TD works with CanadaVisa to provide financial education and literacy resources. The CanadaVisa site offers financial literacy materials available in multiple languages that cover topics like banking basics and credit score essentials.
Moving to a different country can be overwhelming. To help ease this transition, TD has created a hub for people who are new to Canada to help them access educational resources about financial services available at TD. From the TD International Student Banking offer to other banking products aimed at newcomers, the hub is catered specifically towards educating new Canadians about the products and services TD offers.
As part of its sponsorship work of national charity ABC Life Literacy Canada (ABC Life), TD is the founding supporter of Money Matters — a free introductory financial literacy program offered by ABC Life across Canada to adult learners, newcomers to Canada, Indigenous Peoples, and people with diverse abilities. TD supports Money Matters through the TD Ready Commitment, the Bank's corporate citizenship platform. (See where we’re running the program.)
Maybe you want to better understand something that's happening in the economy, such as inflation, or maybe you want to work towards a specific financial goal, like buying a house. TD Advice is where you'll find articles and videos that address some of these topics, as well as a financial health assessment tool that can help you assess your financial standing at a moment in time.
On the TD Stories site, you’ll find plenty of articles on financial topics. From articles about how to protect yourself from fraud and financial scams, to information about the First Home Savings Account (FHSA), to budgeting advice for new grads and information about renewing a mortgage, there's a variety of articles to that could help you feel more confident about your finances.
If you're a TD Direct Investing client, there are a variety of resources available to you in the TD Direct Investing Learning Centre. Whether you’re new to investing or are a seasoned pro, TD Direct Investing has resources to help clients become more confident investors. The easy-to-navigate online hub is filled with a variety of educational material designed to help DIY investors learn more about the ins and outs of investing. New content is posted regularly and is curated and personalized to your learning interests. This includes how-to videos and articles, webinars and free online Master Classes.
For anyone with an account on TD Easy Trade – the Bank’s mobile trading app that allows clients to buy and sell stocks and TD exchange traded funds (ETFs) with just a few taps – the platform features educational how-to investing videos that help you learn more about investing as you build your portfolio.
For TD Direct Investing clients looking to further improve their investing skills, the TD Easy Trade Learning Lab hosts free, live classes led by industry experts. Classes are offered once a week and cover a range of topics, including trading terminology, different products and accounts, and how to research investments and place a trade. The best part? Since the classes are live, you can ask the instructors questions throughout.