Skip to main content
• Apr 3, 2024

In response to customer needs, TD Bank just unveiled TD Complete Checking, a new product that simplifies the checking experience, and TD Early Pay, which lets customers receive their eligible direct deposits up to two days early.

The new product and feature come from TD's commitment to evolving and delivering products and services that provide our customers with greater value, flexibility, and control in helping them to better manage their financial goals.

The bank understands how the needs of customers change and shift over time and we want to listen, learn and adapt to those changes for you.

“TD Complete Checking and TD Early Pay represent a significant milestone in TD’s journey to redefine everyday banking. As customer needs are continually evolving, we are delivering an insights-driven banking experience, which provides simplified banking options, and quicker access to funds,” said Courtney Mitchell, Head of Consumer Deposit Products and Payments at TD.

TD Complete Checking

This new product provides customers with an everyday banking option that allows them to waive the monthly maintenance fee as well as other benefits, including a $0 minimum open requirement.

Its goal is to streamline customers' banking experience, meeting them at every stage of their financial life cycle.

There are three ways to waive the usual $15 monthly fee.

These include receiving $500 or more in direct deposits within a statement cycle, maintaining a daily balance of $500 or maintaining a $5,000 minimum daily balance during a statement cycle across all personal deposit accounts that you choose to link.

Other benefits from Complete Checking include free basic checks for customers age 60 and older, no monthly maintenance fee and $0 non-TD ATM fees for young adults ages 17 through 23, and Early Pay on eligible direct deposits.

TD Early Pay

This new feature enables customers to access eligible direct deposits up to two business days early. Eligible direct deposits also include payments like government benefits, tax refunds, military pay and pensions – and customers can get it all faster.

TD Early Pay makes their money available as soon as TD receives information on the incoming direct deposit, allowing customers to do more with their money sooner and get a jump start on their finances.

Customers asked for more flexibility and control over their money and thus, Early Pay was born.

This feature now comes standard on all eligible TD checking and savings products and is offered to customers who are enrolled in direct deposit.

There is no enrollment or fee for this service. ​

Want to learn more about your money?
TD Bank Unveils TD Complete Checking and TD Early Pay, Simplifying Customers' Banking Experiences
TD Bank Launches "Tap to Pay on iPhone" for Small and Micro Businesses
Tips for Saving Money in the New Year

Join our newsletter

Sign up for the latest updates from TD Stories delivered to your inbox twice a week.

See you in a bit

You are now leaving our website and entering a third-party website over which we have no control.

Continue to site Return to TD Stories

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.